Pet insurance and wellness plans are two different options in order to help you keep your pet's healthcare affordable. Each benefits your pet in a different way, so it is important to understand what each choice offers you. Here our veterinary team explains more about pet insurance and pet wellness plans.
Protecting Your Pet's Future
Wellness plans and pet insurance both offer very different benefits to you and your pet, but both are excellent options for making your pet's healthcare more affordable. It's important that you understand the kinds of service offered by each. By understanding the scope of each of these services, you won't be left out of pocket when your visit your vet or need to plan the payment of your vet bills.
What is a wellness plan?
Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.
Wellness plans allow you to adopt a preventive and proactive approach to your pet's healthcare by paying small monthly payments rather than a large lump sum each visit. These plans help maintain your pet's preventive healthcare routine and allow your vet to catch signs of health issues in your pet before they become more serious and expensive to treat.
What does a wellness plan cover?
Generally, wellness plans cover routine vet care including wellness exams, parasite preventives, annual blood testing and vaccines. Improving and maintaining the standard of your pet’s overall health during their lifetime is easier because these plans spread out the cost of routine vet care.
What is pet insurance?
Should your pet require emergency veterinary care, pet insurance helps you to take care of the cost of treatment.
The fact is, treating a critical illness like diabetes or cancer can become quite expensive. If you have pet insurance, it means that you will have financial assistance in paying the bills for accidents or conditions which may fall under your pet insurance policy.
What does pet insurance cover?
Pet insurance policies differ but they generally cover treatment for illnesses or emergency treatment required after accidents. Some policies may also include prescription medications and the treatment of hereditary and congenital conditions as well as orthopedic conditions.
How do I choose which option to buy?
Ensuring that you know exactly how wellness plans and pet insurance can benefit you and your pet can help your make the decision about which option is right for you. Some pet owners choose a wellness plan or pet insurance, while others choose to subscribe to both services for total veterinary coverage.
If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.